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Welcome to The Pam Maloney Team's Kokomo, Howard County and Tipton County Real Estate Website, part 1
Welcome to The Pam Maloney Team's Kokomo, Howard County and Tipton County Real Estate Website, part 2
Welcome to The Pam Maloney Team's Kokomo, Howard County and Tipton County Real Estate Website, part 3

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Welcome! Here You Can Find Great Information on Kokomo, Howard County and Tipton County, Indiana Real Estate 

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. 

Need local real estate information? We've summarized much of what is important about the Kokomo, Howard County and Tipton County real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Kokomo, Howard County and Tipton County real estate agents, we have the experience and track record you are looking for. Please let us help. 

- The Pam Maloney Team 

 



School Reports in Kokomo, Howard County and Tipton County, Indiana
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Real Estate Tips
Disclosure Laws >What Sellers Might Disclose

Most states require a home seller to provide the buyer with some type of disclosure form. What might the seller have to disclose?

A Residential Property Disclosure Form requires the home seller to disclose facts about the home's heating, wiring or plumbing systems, including any defects that may exist, such as leaks in the roof or cracks in the foundation. If something in your home is not working properly or needs repair, you will need to either fix it or disclose the material defect to the prospective buyer. There are other disclosure forms, unique to each local area, that require sellers to disclose negative environmental factors or local building code issues. A lead-based paint disclosure form is required for homes built prior to 1978.

State legislatures and courts all over the country have passed laws regarding concealing defects from an agent or buyer. Ask your real estate agent about your obligations as a seller regarding disclosure.

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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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The Pam Maloney Team, REALTOR®, real estate agent and broker for Kokomo, Howard County and Tipton County Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pam Maloney Team
RE/MAX Realty One

1801 S. Elizabeth St.
Kokomo, IN 46902
(765) 438-1132
Fax: (765) 454-7310
thepammaloneyteam@NUMBER1EXPERT.com


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